Medicare supplement plans (Medigap).

Freedom, flexibility, and predictable coverage with Medicare supplement plans.

Medicare Supplement plans, also known as Medigap plans, are designed to help cover many of the out-of-pocket costs that Original Medicare does not pay. These plans work alongside Medicare Parts A and B to help reduce expenses such as deductibles, copays, and coinsurance.

Many people choose a Medicare Supplement plan because it offers flexibility and peace of mind. With a Medigap plan, you can generally see any doctor or specialist in the country who accepts Medicare — without needing referrals or worrying about provider networks.

Medicare Supplement plans are standardized by the federal government, meaning the benefits for each plan type are the same regardless of the insurance company offering the plan. However, premiums, customer service, and rate stability can vary from carrier to carrier.

Some of the most popular Medicare Supplement plans include:

A Medicare Supplement plan does not include prescription drug coverage, so many individuals also enroll in a standalone Medicare Part D prescription drug plan.

Timing is important when enrolling in a Medicare Supplement plan. Your best opportunity is typically during your Medigap Open Enrollment Period, which begins when you are both age 65 or older and enrolled in Medicare Part B. During this period, you may qualify without medical underwriting.

At Senior Health & Wealth Solutions, we help you understand your Medicare Supplement options in plain English so you can make a confident and informed decision based on your healthcare needs, budget, and retirement goals.

Schedule your no-cost consultation today and let us help simplify Medicare — one step at a time.